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Farmers Home Insurance

Benefits Of Getting An Annual Roof Inspection

Published November 6, 2016 in Construction , Home , Home Improvement , House , Renovation , Roofing - 0 Comments

While we encourage homeowners to have regular roof inspections, it’s typically not an issue until a home has suffered severe storm damage, or an aging roof has started to create problems for the homeowner. In those cases involving an insurance claim, roof inspections are performed by an insurance adjuster. While adjusters are very thorough, we recommend that a professional roofing contractor is present during this inspection process. In the wake of a severe weather event, busy adjusters will be inspecting some homes in any given area. With an experienced roofer by your side, there is never a concern that potential problems might be overlooked. Whether it’s for insurance reasons, a minor repair issue, roof replacement or it’s simply part of an annual maintenance plan, roof inspections play a critical role in keeping your home and family safe.

damaged-roof

What can You Expect When a Roofing Inspector Visits Your Home?
If your home has suffered storm damage from hail or other severe weather conditions, the immediate concern is for the safety of your family. Our team will perform a thorough inspection and determine the extent of any structural damage that may have compromised your roof.

This inspection will include, but is not limited to:

  • Apparent structural damage to the exterior of your roof.
  • Missing shingles or large sections of roofing material that may have been affected.
  • Visible damage around skylights, chimneys, vents, and other roofing components.
  • Subsequent damage caused by windblown debris.
  • An interior inspection may also be performed to determine the extent of structural issues in attic areas, as well as any resulting water damage when applicable.

While visible damage is the primary concern for an insurance roof replacement, routine inspections will also take a close look at more common issues that might influence a homeowner’s decision to upgrade their roofing system.

wind-damage-roof

  • Immediate issues such as missing or damaged shingles.
  • Deformities in the roof that might indicate underlying structural damage.
  • The condition of flashing around chimneys, skylights, and roofing vents.
  • Curling and buckling shingles, or shingles that may be “shedding” their protective granules.
  • Trouble spots that could be causing leaks and potential water damage.
  • Any corrosion, staining, or other signs that materials have reached their lifespan.
  • Any damage from past hail storms or other weather events.

During every step of the process, whether it’s for an insurance claim or a routine check of the roof’s condition, reputable roofers will provide a detailed account of the inspection guarantees that no issues have been overlooked, and that the homeowner will be provided with the best possible result during the claims process, or when making decisions about repair or roof replacement.

If your home has suffered storm damage, or you have concerns about the overall condition of your roof, we encourage you to contact a local roofing service today to schedule a no-cost, no obligation roof inspection. Typically, they have years of experience in the field of insurance claims.

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